YEARLY HIGH
0.6857 GHS
YEARLY LOW
0.6178 GHS
YEARLY AVERAGE
0.6438 GHS

2026 MDL to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MDL to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 0.6857. Conversely, the yearly low was recorded on May 28, dropping to 0.6178.

This high-to-low spread represents a total annual volatility of 0.0678 GHS. From a start-to-finish perspective, comparing the January average rate of 0.6381 to the December average rate of 0.6683, the exchange rate registered a net change of 4.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.6857 was down 24.26% compared to the 2025 peak of 0.9053, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 3,428 GHS
2025 Average 3,643 GHS
Yearly Trough Low 3,089 GHS
Transaction Impact: A difference of 339.17 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.6726
0.6211
JanuMarcMayJuly

MDL to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6379, compared to 0.6617 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0238 points.

H1 Avg (Jan–Jun) 0.6379
H2 Avg (Jul–Dec) 0.6617

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0664 GHS (High: 0.6857 / Low: 0.6193). On the other end, August was the most stable month, with a tight range of 0.0010 GHS (High: 0.6690 / Low: 0.6680).

June Spread (Volatile) ±0.0664
August Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0188 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0188

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.6533) against the same month in 2025 (average: 0.6022), the exchange rate shifted by +0.0510 (+8.47%).

2026 Avg (June) 0.6533
2025 Avg (June) 0.6022

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6557 0.6224 0.6381
February 0.6558 0.6223 0.6448
March 0.6314 0.6224 0.6260
April 0.6506 0.6252 0.6398
May 0.6531 0.6178 0.6254
June 0.6857 0.6193 0.6533
July 0.6636 0.6420 0.6550
August 0.6690 0.6680 0.6683