YEARLY HIGH
10.2610 PKR
YEARLY LOW
8.6588 PKR
YEARLY AVERAGE
9.3955 PKR

2020 MDL to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MDL to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 6, valuing the pair at 10.2610. Conversely, the yearly low was recorded on February 25, dropping to 8.6588.

This high-to-low spread represents a total annual volatility of 1.6022 PKR. From a start-to-finish perspective, comparing the January average rate of 8.9068 to the December average rate of 9.3225, the exchange rate registered a net change of 4.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 10.2610 was up 11.10% compared to the 2019 peak of 9.2361, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 51,305 PKR
2019 Average 42,855 PKR
Yearly Trough Low 43,294 PKR
Transaction Impact: A difference of 8,010.95 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

10.2991
8.6576
JanuMarcMayJulySeptNove

MDL to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.0778, compared to 9.7131 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6353 points.

H1 Avg (Jan–Jun) 9.0778
H2 Avg (Jul–Dec) 9.7131

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.6023 PKR (High: 9.3960 / Low: 8.7937). On the other end, December was the most stable month, with a tight range of 0.1507 PKR (High: 9.4070 / Low: 9.2563).

April Spread (Volatile) ±0.6023
December Spread (Stable) ±0.1507

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3577 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3577

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 10.1623) against the same month in 2019 (average: 9.0399), the exchange rate shifted by +1.1224 (+12.42%).

2020 Avg (August) 10.1623
2019 Avg (August) 9.0399

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.0696 8.7413 8.9068
February 8.9610 8.6588 8.7944
March 9.1682 8.7889 8.9652
April 9.3960 8.7937 9.0829
May 9.3231 8.8783 9.0652
June 9.8679 9.3622 9.6523
July 10.1323 9.6602 9.8671
August 10.2610 10.0192 10.1623
September 10.0680 9.8217 9.9877
October 9.8285 9.3988 9.6300
November 9.4237 9.2422 9.3093
December 9.4070 9.2563 9.3225