2020 MDL to SAR Historical Review

YEARLY HIGH

0.2284 SAR

YEARLY LOW

0.2017 SAR

YEARLY AVERAGE

0.2178 SAR

2020 MDL to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MDL to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 0.2284. Conversely, the yearly low was recorded on April 6, dropping to 0.2017.

This high-to-low spread represents a total annual volatility of 0.0268 SAR. From a start-to-finish perspective, comparing the January average rate of 0.2159 to the December average rate of 0.2182, the exchange rate registered a net change of 1.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2284 was up 3.48% compared to the 2019 peak of 0.2208, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 1,142 SAR

2019 Average 1,071 SAR

Yearly Trough Low 1,008 SAR

Transaction Impact: A difference of 133.87 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2287

0.2055

JanuMarcMayJulySeptNove

MDL to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2135, compared to 0.2221 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0087 points.

H1 Avg (Jan–Jun) 0.2135

H2 Avg (Jul–Dec) 0.2221

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0115 SAR (High: 0.2131 / Low: 0.2017). On the other end, November was the most stable month, with a tight range of 0.0032 SAR (High: 0.2207 / Low: 0.2175).

April Spread (Volatile) ±0.0115

November Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0052 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0052

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.2267) against the same month in 2019 (average: 0.2128), the exchange rate shifted by +0.0139 (+6.54%).

2020 Avg (August) 0.2267

2019 Avg (August) 0.2128

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2194	0.2121	0.2159
February	0.2177	0.2106	0.2137
March	0.2179	0.2074	0.2127
April	0.2131	0.2017	0.2075
May	0.2151	0.2095	0.2124
June	0.2214	0.2155	0.2187
July	0.2267	0.2174	0.2213
August	0.2284	0.2247	0.2267
September	0.2278	0.2224	0.2256
October	0.2235	0.2195	0.2218
November	0.2207	0.2175	0.2191
December	0.2198	0.2164	0.2182