2012 MGA to GHS Historical Review

YEARLY HIGH

0.0009 GHS

YEARLY LOW

0.0007 GHS

YEARLY AVERAGE

0.0008 GHS

2012 MGA to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MGA to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 16, valuing the pair at 0.0009. Conversely, the yearly low was recorded on January 5, dropping to 0.0007.

This high-to-low spread represents a total annual volatility of 0.0002 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0008 to the December average rate of 0.0008, the exchange rate registered a net change of 10.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0009 was up 14.16% compared to the 2011 peak of 0.0008, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 5 GHS

2011 Average 4 GHS

Yearly Trough Low 4 GHS

Transaction Impact: A difference of 0.91 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0009

0.0007

JanuMarcMayJulySeptNove

MGA to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0008, compared to 0.0009 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0008

H2 Avg (Jul–Dec) 0.0009

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.0001 GHS (High: 0.0008 / Low: 0.0008). On the other end, August was the most stable month, with a tight range of 0.0000 GHS (High: 0.0009 / Low: 0.0009).

March Spread (Volatile) ±0.0001

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0000 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.0009) against the same month in 2011 (average: 0.0008), the exchange rate shifted by +0.0001 (+17.32%).

2012 Avg (May) 0.0009

2011 Avg (May) 0.0008

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0008	0.0007	0.0008
February	0.0008	0.0008	0.0008
March	0.0008	0.0008	0.0008
April	0.0009	0.0008	0.0009
May	0.0009	0.0009	0.0009
June	0.0009	0.0009	0.0009
July	0.0009	0.0009	0.0009
August	0.0009	0.0009	0.0009
September	0.0009	0.0008	0.0009
October	0.0009	0.0008	0.0009
November	0.0009	0.0008	0.0008
December	0.0008	0.0008	0.0008