2019 MGA to HRK Historical Review

YEARLY HIGH

0.0027 HRK

YEARLY LOW

0.0018 HRK

YEARLY AVERAGE

0.0018 HRK

2019 MGA to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MGA to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 0.0027. Conversely, the yearly low was recorded on September 24, dropping to 0.0018.

This high-to-low spread represents a total annual volatility of 0.0010 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0018 to the December average rate of 0.0019, the exchange rate registered a net change of 2.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0027 was up 38.85% compared to the 2018 peak of 0.0020, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 14 HRK

2018 Average 9 HRK

Yearly Trough Low 9 HRK

Transaction Impact: A difference of 4.82 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0019

0.0018

JanuMarcMayJulySeptNove

MGA to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0018, compared to 0.0018 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0018

H2 Avg (Jul–Dec) 0.0018

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.0009 HRK (High: 0.0027 / Low: 0.0018). On the other end, May was the most stable month, with a tight range of 0.0000 HRK (High: 0.0018 / Low: 0.0018).

December Spread (Volatile) ±0.0009

May Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0000 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.0019) against the same month in 2018 (average: 0.0018), the exchange rate shifted by +0.0000 (+1.86%).

2019 Avg (December) 0.0019

2018 Avg (December) 0.0018

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0019	0.0018	0.0018
February	0.0019	0.0018	0.0018
March	0.0019	0.0018	0.0019
April	0.0019	0.0018	0.0018
May	0.0018	0.0018	0.0018
June	0.0018	0.0018	0.0018
July	0.0018	0.0018	0.0018
August	0.0018	0.0018	0.0018
September	0.0018	0.0018	0.0018
October	0.0018	0.0018	0.0018
November	0.0019	0.0018	0.0018
December	0.0027	0.0018	0.0019