2020 MGA to IQD Historical Review

YEARLY HIGH

0.3818 IQD

YEARLY LOW

0.2996 IQD

YEARLY AVERAGE

0.3144 IQD

2020 MGA to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MGA to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.3818. Conversely, the yearly low was recorded on November 17, dropping to 0.2996.

This high-to-low spread represents a total annual volatility of 0.0822 IQD. From a start-to-finish perspective, comparing the January average rate of 0.3239 to the December average rate of 0.3302, the exchange rate registered a net change of 1.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3818 was down 21.77% compared to the 2019 peak of 0.4880, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 1,909 IQD

2019 Average 1,641 IQD

Yearly Trough Low 1,498 IQD

Transaction Impact: A difference of 410.75 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3328

0.3012

JanuMarcMayJulySeptNove

MGA to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3175, compared to 0.3113 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0062 points.

H1 Avg (Jan–Jun) 0.3175

H2 Avg (Jul–Dec) 0.3113

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0734 IQD (High: 0.3818 / Low: 0.3084). On the other end, May was the most stable month, with a tight range of 0.0032 IQD (High: 0.3146 / Low: 0.3114).

December Spread (Volatile) ±0.0734

May Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0045 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.3302) against the same month in 2019 (average: 0.3321), the exchange rate shifted by -0.0020 (-0.60%).

2020 Avg (December) 0.3302

2019 Avg (December) 0.3321

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3289	0.3206	0.3239
February	0.3283	0.3194	0.3217
March	0.3261	0.3155	0.3200
April	0.3178	0.3120	0.3156
May	0.3146	0.3114	0.3125
June	0.3180	0.3080	0.3113
July	0.3130	0.3080	0.3100
August	0.3141	0.3098	0.3109
September	0.3113	0.3061	0.3087
October	0.3067	0.3013	0.3042
November	0.3153	0.2996	0.3039
December	0.3818	0.3084	0.3302