YEARLY HIGH
0.0366 JMD
YEARLY LOW
0.0329 JMD
YEARLY AVERAGE
0.0351 JMD

2025 MGA to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MGA to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 0.0366. Conversely, the yearly low was recorded on January 2, dropping to 0.0329.

This high-to-low spread represents a total annual volatility of 0.0037 JMD. From a start-to-finish perspective, comparing the January average rate of 0.0334 to the December average rate of 0.0355, the exchange rate registered a net change of 6.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0366 was up 2.88% compared to the 2024 peak of 0.0356, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 183 JMD
2024 Average 172 JMD
Yearly Trough Low 164 JMD
Transaction Impact: A difference of 18.74 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0364
0.0331
JanuMarcMayJulySeptNove

MGA to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0344, compared to 0.0359 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.0344
H2 Avg (Jul–Dec) 0.0359

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0019 JMD (High: 0.0356 / Low: 0.0337). On the other end, November was the most stable month, with a tight range of 0.0003 JMD (High: 0.0359 / Low: 0.0356).

April Spread (Volatile) ±0.0019
November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0003 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.0361) against the same month in 2024 (average: 0.0347), the exchange rate shifted by +0.0014 (+4.11%).

2025 Avg (July) 0.0361
2024 Avg (July) 0.0347

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0337 0.0329 0.0334
February 0.0340 0.0332 0.0335
March 0.0338 0.0332 0.0336
April 0.0356 0.0337 0.0346
May 0.0357 0.0348 0.0354
June 0.0365 0.0349 0.0357
July 0.0366 0.0355 0.0361
August 0.0366 0.0354 0.0362
September 0.0365 0.0358 0.0361
October 0.0362 0.0354 0.0358
November 0.0359 0.0356 0.0357
December 0.0361 0.0346 0.0355