2020 MGA to LRD Historical Review

YEARLY HIGH

0.0543 LRD

YEARLY LOW

0.0392 LRD

YEARLY AVERAGE

0.0504 LRD

2020 MGA to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MGA to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 0.0543. Conversely, the yearly low was recorded on November 17, dropping to 0.0392.

This high-to-low spread represents a total annual volatility of 0.0151 LRD. From a start-to-finish perspective, comparing the January average rate of 0.0520 to the December average rate of 0.0422, the exchange rate registered a net change of -18.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0543 was down 29.42% compared to the 2019 peak of 0.0770, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 272 LRD

2019 Average 256 LRD

Yearly Trough Low 196 LRD

Transaction Impact: A difference of 75.38 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0542

0.0412

JanuMarcMayJulySeptNove

MGA to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0525, compared to 0.0483 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.0525

H2 Avg (Jul–Dec) 0.0483

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0072 LRD (High: 0.0465 / Low: 0.0392). On the other end, May was the most stable month, with a tight range of 0.0006 LRD (High: 0.0525 / Low: 0.0519).

November Spread (Volatile) ±0.0072

May Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0072 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0072

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0531) against the same month in 2019 (average: 0.0458), the exchange rate shifted by +0.0073 (+16.05%).

2020 Avg (March) 0.0531

2019 Avg (March) 0.0458

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0539	0.0506	0.0520
February	0.0538	0.0527	0.0531
March	0.0543	0.0524	0.0531
April	0.0529	0.0518	0.0525
May	0.0525	0.0519	0.0521
June	0.0531	0.0515	0.0520
July	0.0524	0.0515	0.0518
August	0.0526	0.0517	0.0519
September	0.0520	0.0511	0.0516
October	0.0510	0.0462	0.0496
November	0.0465	0.0392	0.0423
December	0.0434	0.0410	0.0422