2020 MGA to NAD Historical Review

YEARLY HIGH

0.0050 NAD

YEARLY LOW

0.0037 NAD

YEARLY AVERAGE

0.0043 NAD

2020 MGA to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MGA to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.0050. Conversely, the yearly low was recorded on December 27, dropping to 0.0037.

This high-to-low spread represents a total annual volatility of 0.0013 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0039 to the December average rate of 0.0039, the exchange rate registered a net change of -0.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0050 was down 50.26% compared to the 2019 peak of 0.0101, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 25 NAD

2019 Average 20 NAD

Yearly Trough Low 19 NAD

Transaction Impact: A difference of 6.54 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0050

0.0038

JanuMarcMayJulySeptNove

MGA to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0044, compared to 0.0042 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0044

H2 Avg (Jul–Dec) 0.0042

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0006 NAD (High: 0.0048 / Low: 0.0041). On the other end, February was the most stable month, with a tight range of 0.0001 NAD (High: 0.0041 / Low: 0.0040).

March Spread (Volatile) ±0.0006

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0049) against the same month in 2019 (average: 0.0039), the exchange rate shifted by +0.0010 (+25.38%).

2020 Avg (April) 0.0049

2019 Avg (April) 0.0039

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0041	0.0038	0.0039
February	0.0041	0.0040	0.0040
March	0.0048	0.0041	0.0045
April	0.0050	0.0047	0.0049
May	0.0049	0.0046	0.0048
June	0.0046	0.0044	0.0045
July	0.0044	0.0043	0.0044
August	0.0046	0.0044	0.0045
September	0.0045	0.0042	0.0044
October	0.0047	0.0041	0.0042
November	0.0041	0.0039	0.0040
December	0.0041	0.0037	0.0039