2016 MGA to PHP Historical Review

YEARLY HIGH

0.0161 PHP

YEARLY LOW

0.0141 PHP

YEARLY AVERAGE

0.0150 PHP

2016 MGA to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MGA to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 0.0161. Conversely, the yearly low was recorded on June 8, dropping to 0.0141.

This high-to-low spread represents a total annual volatility of 0.0020 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0148 to the December average rate of 0.0149, the exchange rate registered a net change of 0.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0161 was down 7.48% compared to the 2015 peak of 0.0174, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 80 PHP

2015 Average 74 PHP

Yearly Trough Low 70 PHP

Transaction Impact: A difference of 9.84 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0157

0.0141

JanuMarcMayJulySeptNove

MGA to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0146, compared to 0.0153 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0146

H2 Avg (Jul–Dec) 0.0153

Volatility Range Comparison

Volatility

The most volatile month in 2016 was July, with a trading range of 0.0015 PHP (High: 0.0161 / Low: 0.0146). On the other end, April was the most stable month, with a tight range of 0.0003 PHP (High: 0.0148 / Low: 0.0144).

July Spread (Volatile) ±0.0015

April Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2016: 0.0153) against the same month in 2015 (average: 0.0138), the exchange rate shifted by +0.0015 (+10.94%).

2016 Avg (July) 0.0153

2015 Avg (July) 0.0138

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0150	0.0145	0.0148
February	0.0151	0.0148	0.0149
March	0.0147	0.0143	0.0145
April	0.0148	0.0144	0.0146
May	0.0150	0.0144	0.0147
June	0.0145	0.0141	0.0142
July	0.0161	0.0146	0.0153
August	0.0159	0.0152	0.0154
September	0.0158	0.0153	0.0156
October	0.0156	0.0150	0.0152
November	0.0154	0.0150	0.0152
December	0.0151	0.0146	0.0149