YEARLY HIGH
0.0248 XPF
YEARLY LOW
0.0221 XPF
YEARLY AVERAGE
0.0233 XPF

2025 MGA to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MGA to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 0.0248. Conversely, the yearly low was recorded on December 27, dropping to 0.0221.

This high-to-low spread represents a total annual volatility of 0.0026 XPF. From a start-to-finish perspective, comparing the January average rate of 0.0245 to the December average rate of 0.0226, the exchange rate registered a net change of -7.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0248 was down 3.73% compared to the 2024 peak of 0.0257, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 124 XPF
2024 Average 122 XPF
Yearly Trough Low 111 XPF
Transaction Impact: A difference of 13.21 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0247
0.0224
JanuMarcMayJulySeptNove

MGA to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0237, compared to 0.0229 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0237
H2 Avg (Jul–Dec) 0.0229

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0011 XPF (High: 0.0236 / Low: 0.0225). On the other end, November was the most stable month, with a tight range of 0.0003 XPF (High: 0.0231 / Low: 0.0228).

July Spread (Volatile) ±0.0011
November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0007 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0245) against the same month in 2024 (average: 0.0240), the exchange rate shifted by +0.0005 (+2.26%).

2025 Avg (January) 0.0245
2024 Avg (January) 0.0240

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0248 0.0242 0.0245
February 0.0247 0.0241 0.0243
March 0.0243 0.0234 0.0236
April 0.0238 0.0228 0.0233
May 0.0240 0.0230 0.0236
June 0.0235 0.0229 0.0231
July 0.0236 0.0225 0.0231
August 0.0233 0.0229 0.0232
September 0.0231 0.0227 0.0229
October 0.0230 0.0226 0.0229
November 0.0231 0.0228 0.0230
December 0.0230 0.0221 0.0226