2015 MGA to ZAR Historical Review

YEARLY HIGH

0.0050 ZAR

YEARLY LOW

0.0037 ZAR

YEARLY AVERAGE

0.0041 ZAR

2015 MGA to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MGA to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 0.0050. Conversely, the yearly low was recorded on July 21, dropping to 0.0037.

This high-to-low spread represents a total annual volatility of 0.0013 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.0043 to the December average rate of 0.0047, the exchange rate registered a net change of 8.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0050 was up 1.23% compared to the 2014 peak of 0.0049, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 25 ZAR

2014 Average 22 ZAR

Yearly Trough Low 19 ZAR

Transaction Impact: A difference of 6.46 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0048

0.0037

JanuMarcMayJulySeptNove

MGA to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0040, compared to 0.0042 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0040

H2 Avg (Jul–Dec) 0.0042

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0006 ZAR (High: 0.0050 / Low: 0.0044). On the other end, April was the most stable month, with a tight range of 0.0002 ZAR (High: 0.0040 / Low: 0.0038).

December Spread (Volatile) ±0.0006

April Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.0047) against the same month in 2014 (average: 0.0044), the exchange rate shifted by +0.0003 (+6.08%).

2015 Avg (December) 0.0047

2014 Avg (December) 0.0044

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0045	0.0041	0.0043
February	0.0042	0.0040	0.0041
March	0.0042	0.0039	0.0041
April	0.0040	0.0038	0.0039
May	0.0040	0.0037	0.0039
June	0.0041	0.0038	0.0039
July	0.0039	0.0037	0.0038
August	0.0040	0.0037	0.0039
September	0.0044	0.0041	0.0043
October	0.0045	0.0042	0.0043
November	0.0044	0.0042	0.0043
December	0.0050	0.0044	0.0047