YEARLY HIGH
57.4160 BIF
YEARLY LOW
48.9217 BIF
YEARLY AVERAGE
54.3053 BIF

2025 MKD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MKD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 18, valuing the pair at 57.4160. Conversely, the yearly low was recorded on January 15, dropping to 48.9217.

This high-to-low spread represents a total annual volatility of 8.4944 BIF. From a start-to-finish perspective, comparing the January average rate of 49.6248 to the December average rate of 56.3009, the exchange rate registered a net change of 13.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 57.4160 was up 9.01% compared to the 2024 peak of 52.6717, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MKD based on timing:

Yearly Peak High 287,080 BIF
2024 Average 253,544 BIF
Yearly Trough Low 244,608 BIF
Transaction Impact: A difference of 42,471.80 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

57.2554
48.9311
JanuMarcMayJulySeptNove

MKD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 52.5231, compared to 56.0876 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.5645 points.

H1 Avg (Jan–Jun) 52.5231
H2 Avg (Jul–Dec) 56.0876

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 2.9211 BIF (High: 55.0406 / Low: 52.1194). On the other end, November was the most stable month, with a tight range of 0.8533 BIF (High: 55.9141 / Low: 55.0608).

April Spread (Volatile) ±2.9211
November Spread (Stable) ±0.8533

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.8021 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.8021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 56.5617) against the same month in 2024 (average: 52.2311), the exchange rate shifted by +4.3306 (+8.29%).

2025 Avg (September) 56.5617
2024 Avg (September) 52.2311

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 50.5374 48.9217 49.6248
February 50.6186 49.0724 50.0089
March 52.6854 49.9348 51.8479
April 55.0406 52.1194 54.0604
May 55.0864 53.1928 54.1287
June 56.7636 54.4720 55.4679
July 57.0139 54.9868 56.2966
August 56.5737 54.5660 56.1570
September 57.4160 55.7389 56.5617
October 56.3704 55.3273 55.7596
November 55.9141 55.0608 55.4497
December 56.7042 55.6642 56.3009