YEARLY HIGH
0.0644 BDT
YEARLY LOW
0.0436 BDT
YEARLY AVERAGE
0.0534 BDT

2021 MMK to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MMK to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.0644. Conversely, the yearly low was recorded on October 7, dropping to 0.0436.

This high-to-low spread represents a total annual volatility of 0.0208 BDT. From a start-to-finish perspective, comparing the January average rate of 0.0637 to the December average rate of 0.0482, the exchange rate registered a net change of -24.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0644 was down 2.94% compared to the 2020 peak of 0.0663, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 322 BDT
2020 Average 309 BDT
Yearly Trough Low 218 BDT
Transaction Impact: A difference of 104.00 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0656
0.0435
JanuMarcMayJulySeptNove

MMK to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0580, compared to 0.0488 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0091 points.

H1 Avg (Jan–Jun) 0.0580
H2 Avg (Jul–Dec) 0.0488

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0062 BDT (High: 0.0518 / Low: 0.0455). On the other end, July was the most stable month, with a tight range of 0.0001 BDT (High: 0.0516 / Low: 0.0515).

September Spread (Volatile) ±0.0062
July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0059 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0637) against the same month in 2020 (average: 0.0578), the exchange rate shifted by +0.0060 (+10.33%).

2021 Avg (January) 0.0637
2020 Avg (January) 0.0578

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0644 0.0634 0.0637
February 0.0639 0.0600 0.0605
March 0.0601 0.0600 0.0601
April 0.0601 0.0544 0.0590
May 0.0544 0.0515 0.0531
June 0.0515 0.0514 0.0515
July 0.0516 0.0515 0.0515
August 0.0519 0.0514 0.0516
September 0.0518 0.0455 0.0484
October 0.0477 0.0436 0.0454
November 0.0486 0.0469 0.0480
December 0.0483 0.0479 0.0482