2021 MMK to GHS Historical Review

YEARLY HIGH

0.0045 GHS

YEARLY LOW

0.0031 GHS

YEARLY AVERAGE

0.0037 GHS

2021 MMK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MMK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.0045. Conversely, the yearly low was recorded on October 8, dropping to 0.0031.

This high-to-low spread represents a total annual volatility of 0.0014 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0044 to the December average rate of 0.0035, the exchange rate registered a net change of -21.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0045 was down 2.28% compared to the 2020 peak of 0.0046, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 22 GHS

2020 Average 21 GHS

Yearly Trough Low 15 GHS

Transaction Impact: A difference of 6.86 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0045

0.0031

JanuMarcMayJulySeptNove

MMK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0040, compared to 0.0035 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0040

H2 Avg (Jul–Dec) 0.0035

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0005 GHS (High: 0.0037 / Low: 0.0032). On the other end, March was the most stable month, with a tight range of 0.0000 GHS (High: 0.0041 / Low: 0.0041).

September Spread (Volatile) ±0.0005

March Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0004 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0044) against the same month in 2020 (average: 0.0038), the exchange rate shifted by +0.0006 (+14.29%).

2021 Avg (January) 0.0044

2020 Avg (January) 0.0038

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0045	0.0044	0.0044
February	0.0044	0.0041	0.0041
March	0.0041	0.0041	0.0041
April	0.0041	0.0037	0.0040
May	0.0037	0.0035	0.0036
June	0.0036	0.0035	0.0035
July	0.0036	0.0036	0.0036
August	0.0037	0.0036	0.0037
September	0.0037	0.0032	0.0034
October	0.0034	0.0031	0.0032
November	0.0035	0.0033	0.0034
December	0.0035	0.0034	0.0035