2020 MMK to MAD Historical Review

YEARLY HIGH

0.0073 MAD

YEARLY LOW

0.0065 MAD

YEARLY AVERAGE

0.0069 MAD

2020 MMK to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MMK to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 0.0073. Conversely, the yearly low was recorded on January 13, dropping to 0.0065.

This high-to-low spread represents a total annual volatility of 0.0009 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0065 to the December average rate of 0.0067, the exchange rate registered a net change of 2.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0073 was up 12.68% compared to the 2019 peak of 0.0065, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 37 MAD

2019 Average 32 MAD

Yearly Trough Low 32 MAD

Transaction Impact: A difference of 4.33 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0072

0.0065

JanuMarcMayJulySeptNove

MMK to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0069, compared to 0.0069 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0069

H2 Avg (Jul–Dec) 0.0069

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0006 MAD (High: 0.0072 / Low: 0.0067). On the other end, January was the most stable month, with a tight range of 0.0001 MAD (High: 0.0066 / Low: 0.0065).

March Spread (Volatile) ±0.0006

January Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0071) against the same month in 2019 (average: 0.0064), the exchange rate shifted by +0.0008 (+12.28%).

2020 Avg (April) 0.0071

2019 Avg (April) 0.0064

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0066	0.0065	0.0065
February	0.0067	0.0066	0.0067
March	0.0072	0.0067	0.0069
April	0.0073	0.0069	0.0071
May	0.0071	0.0070	0.0070
June	0.0071	0.0069	0.0069
July	0.0071	0.0068	0.0070
August	0.0069	0.0067	0.0068
September	0.0071	0.0068	0.0070
October	0.0072	0.0071	0.0071
November	0.0072	0.0069	0.0070
December	0.0069	0.0065	0.0067