2020 MMK to NAD Historical Review

YEARLY HIGH

0.0140 NAD

YEARLY LOW

0.0095 NAD

YEARLY AVERAGE

0.0120 NAD

2020 MMK to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MMK to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 7, valuing the pair at 0.0140. Conversely, the yearly low was recorded on January 1, dropping to 0.0095.

This high-to-low spread represents a total annual volatility of 0.0045 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0098 to the December average rate of 0.0111, the exchange rate registered a net change of 13.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0140 was down 41.56% compared to the 2019 peak of 0.0240, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 70 NAD

2019 Average 48 NAD

Yearly Trough Low 48 NAD

Transaction Impact: A difference of 22.64 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0134

0.0094

JanuMarcMayJulySeptNove

MMK to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0117, compared to 0.0123 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0117

H2 Avg (Jul–Dec) 0.0123

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0022 NAD (High: 0.0130 / Low: 0.0107). On the other end, January was the most stable month, with a tight range of 0.0006 NAD (High: 0.0101 / Low: 0.0095).

March Spread (Volatile) ±0.0022

January Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0009 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.0129) against the same month in 2019 (average: 0.0097), the exchange rate shifted by +0.0031 (+32.12%).

2020 Avg (October) 0.0129

2019 Avg (October) 0.0097

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0101	0.0095	0.0098
February	0.0107	0.0101	0.0103
March	0.0130	0.0107	0.0119
April	0.0135	0.0126	0.0131
May	0.0134	0.0124	0.0130
June	0.0127	0.0119	0.0123
July	0.0125	0.0119	0.0122
August	0.0131	0.0121	0.0128
September	0.0131	0.0123	0.0127
October	0.0140	0.0125	0.0129
November	0.0127	0.0116	0.0120
December	0.0116	0.0108	0.0111