2014 MOP to SGD Historical Review

YEARLY HIGH

0.1656 SGD

YEARLY LOW

0.1550 SGD

YEARLY AVERAGE

0.1586 SGD

2014 MOP to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MOP to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.1656. Conversely, the yearly low was recorded on July 23, dropping to 0.1550.

This high-to-low spread represents a total annual volatility of 0.0106 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1592 to the December average rate of 0.1647, the exchange rate registered a net change of 3.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1656 was up 3.00% compared to the 2013 peak of 0.1608, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MOP based on timing:

Yearly Peak High 828 SGD

2013 Average 783 SGD

Yearly Trough Low 775 SGD

Transaction Impact: A difference of 52.98 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1656

0.1548

JanuMarcMayJulySeptNove

MOP to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1578, compared to 0.1595 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.1578

H2 Avg (Jul–Dec) 0.1595

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0033 SGD (High: 0.1595 / Low: 0.1562). On the other end, August was the most stable month, with a tight range of 0.0009 SGD (High: 0.1569 / Low: 0.1560).

September Spread (Volatile) ±0.0033

August Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0015 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.1647) against the same month in 2013 (average: 0.1577), the exchange rate shifted by +0.0070 (+4.47%).

2014 Avg (December) 0.1647

2013 Avg (December) 0.1577

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1602	0.1582	0.1592
February	0.1594	0.1575	0.1585
March	0.1595	0.1574	0.1586
April	0.1580	0.1562	0.1571
May	0.1572	0.1560	0.1568
June	0.1574	0.1563	0.1567
July	0.1563	0.1550	0.1557
August	0.1569	0.1560	0.1564
September	0.1595	0.1562	0.1581
October	0.1606	0.1587	0.1596
November	0.1633	0.1609	0.1623
December	0.1656	0.1633	0.1647