YEARLY HIGH
1.2841 FJD
YEARLY LOW
1.2131 FJD
YEARLY AVERAGE
1.2511 FJD

2021 BAM to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 1.2841. Conversely, the yearly low was recorded on November 21, dropping to 1.2131.

This high-to-low spread represents a total annual volatility of 0.0711 FJD. From a start-to-finish perspective, comparing the January average rate of 1.2673 to the December average rate of 1.2308, the exchange rate registered a net change of -2.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2841 was down 1.79% compared to the 2020 peak of 1.3076, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 6,421 FJD
2020 Average 6,320 FJD
Yearly Trough Low 6,065 FJD
Transaction Impact: A difference of 355.44 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2716
1.2207
JanuMarcMayJulySeptNove

BAM to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.2569, compared to 1.2452 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0117 points.

H1 Avg (JanтАУJun) 1.2569
H2 Avg (JulтАУDec) 1.2452

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0311 FJD (High: 1.2560 / Low: 1.2250). On the other end, December was the most stable month, with a tight range of 0.0139 FJD (High: 1.2374 / Low: 1.2235).

October Spread (Volatile) ┬▒0.0311
December Spread (Stable) ┬▒0.0139

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0163 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.2673) against the same month in 2020 (average: 1.2297), the exchange rate shifted by +0.0376 (+3.06%).

2021 Avg (January) 1.2673
2020 Avg (January) 1.2297

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 1.2841 1.2561 1.2673
February 1.2666 1.2402 1.2545
March 1.2530 1.2314 1.2444
April 1.2630 1.2389 1.2507
May 1.2717 1.2483 1.2612
June 1.2747 1.2543 1.2633
July 1.2669 1.2487 1.2586
August 1.2712 1.2442 1.2595
September 1.2632 1.2484 1.2568
October 1.2560 1.2250 1.2405
November 1.2357 1.2131 1.2250
December 1.2374 1.2235 1.2308