2021 BAM to HNL Historical Review

YEARLY HIGH

15.7075 HNL

YEARLY LOW

13.8299 HNL

YEARLY AVERAGE

14.5850 HNL

2021 BAM to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 15.7075. Conversely, the yearly low was recorded on November 25, dropping to 13.8299.

This high-to-low spread represents a total annual volatility of 1.8776 HNL. From a start-to-finish perspective, comparing the January average rate of 15.0904 to the December average rate of 14.0338, the exchange rate registered a net change of -7.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 15.7075 was up 3.39% compared to the 2020 peak of 15.1919, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 78,538 HNL

2020 Average 72,149 HNL

Yearly Trough Low 69,150 HNL

Transaction Impact: A difference of 9,388.05 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

15.1961

13.9282

JanuMarcMayJulySeptNove

BAM to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.8814, compared to 14.2886 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5928 points.

H1 Avg (Jan–Jun) 14.8814

H2 Avg (Jul–Dec) 14.2886

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.8263 HNL (High: 15.7075 / Low: 14.8813). On the other end, October was the most stable month, with a tight range of 0.2008 HNL (High: 14.4130 / Low: 14.2122).

January Spread (Volatile) ±0.8263

October Spread (Stable) ±0.2008

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.3762 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3762

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 15.0904) against the same month in 2020 (average: 14.0710), the exchange rate shifted by +1.0194 (+7.24%).

2021 Avg (January) 15.0904

2020 Avg (January) 14.0710

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	15.7075	14.8813	15.0904
February	15.1403	14.8578	14.9838
March	14.9904	14.4684	14.7298
April	14.9520	14.4310	14.7070
May	15.0951	14.8007	14.9580
June	15.0535	14.5869	14.8193
July	14.6058	14.2696	14.4431
August	14.5158	14.1838	14.3145
September	14.6237	14.2958	14.5143
October	14.4130	14.2122	14.3349
November	14.3411	13.8299	14.0908
December	14.1417	13.8996	14.0338

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