YEARLY HIGH
189.8040 HUF
YEARLY LOW
176.2843 HUF
YEARLY AVERAGE
183.3288 HUF

2021 BAM to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 189.8040. Conversely, the yearly low was recorded on June 6, dropping to 176.2843.

This high-to-low spread represents a total annual volatility of 13.5197 HUF. From a start-to-finish perspective, comparing the January average rate of 183.7943 to the December average rate of 187.7753, the exchange rate registered a net change of 2.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 189.8040 was up 0.88% compared to the 2020 peak of 188.1549, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 949,020 HUF
2020 Average 897,419 HUF
Yearly Trough Low 881,422 HUF
Transaction Impact: A difference of 67,598.48 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

188.6357
178.3100
JanuMarcMayJulySeptNove

BAM to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 183.0165, compared to 183.6412 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.6246 points.

H1 Avg (JanтАУJun) 183.0165
H2 Avg (JulтАУDec) 183.6412

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 8.2164 HUF (High: 185.1250 / Low: 176.9086). On the other end, January was the most stable month, with a tight range of 3.5890 HUF (High: 185.7314 / Low: 182.1423).

May Spread (Volatile) ┬▒8.2164
January Spread (Stable) ┬▒3.5890

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 3.3681 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -3.3681

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 186.5697) against the same month in 2020 (average: 183.8993), the exchange rate shifted by +2.6704 (+1.45%).

2021 Avg (November) 186.5697
2020 Avg (November) 183.8993

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 185.7314 182.1423 183.7943
February 185.8697 181.2773 183.2141
March 188.9659 185.0835 187.0488
April 186.0573 182.3958 184.1198
May 185.1250 176.9086 180.7517
June 183.0554 176.2843 179.1705
July 184.6326 179.9317 182.7082
August 183.7779 177.7683 179.9090
September 185.1513 177.5710 180.2843
October 187.2074 182.2731 184.6005
November 189.8040 183.0200 186.5697
December 189.1829 185.3431 187.7753