YEARLY HIGH
2.4925 PEN
YEARLY LOW
2.1843 PEN
YEARLY AVERAGE
2.3456 PEN

2021 BAM to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 2.4925. Conversely, the yearly low was recorded on April 9, dropping to 2.1843.

This high-to-low spread represents a total annual volatility of 0.3082 PEN. From a start-to-finish perspective, comparing the January average rate of 2.2577 to the December average rate of 2.3370, the exchange rate registered a net change of 3.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.4925 was up 9.70% compared to the 2020 peak of 2.2721, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 12,462 PEN
2020 Average 10,205 PEN
Yearly Trough Low 10,921 PEN
Transaction Impact: A difference of 1,540.92 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.4963
2.2314
JanuMarcMayJulySeptNove

BAM to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 2.2952, compared to 2.3960 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.1007 points.

H1 Avg (JanтАУJun) 2.2952
H2 Avg (JulтАУDec) 2.3960

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1724 PEN (High: 2.3567 / Low: 2.1843). On the other end, March was the most stable month, with a tight range of 0.0212 PEN (High: 2.2672 / Low: 2.2461).

April Spread (Volatile) ┬▒0.1724
March Spread (Stable) ┬▒0.0212

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0898 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0898

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 2.4742) against the same month in 2020 (average: 2.1441), the exchange rate shifted by +0.3301 (+15.40%).

2021 Avg (September) 2.4742
2020 Avg (September) 2.1441

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 2.2895 2.2294 2.2577
February 2.2726 2.2289 2.2535
March 2.2672 2.2461 2.2553
April 2.3567 2.1843 2.2535
May 2.4034 2.2603 2.3405
June 2.4433 2.3835 2.4109
July 2.4288 2.3460 2.3818
August 2.4714 2.3881 2.4542
September 2.4925 2.4459 2.4742
October 2.4548 2.3276 2.3845
November 2.3784 2.3033 2.3441
December 2.3600 2.2899 2.3370