YEARLY HIGH
1.4236 NPR
YEARLY LOW
1.3628 NPR
YEARLY AVERAGE
1.3891 NPR

2021 BDT to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BDT to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 1.4236. Conversely, the yearly low was recorded on March 23, dropping to 1.3628.

This high-to-low spread represents a total annual volatility of 0.0608 NPR. From a start-to-finish perspective, comparing the January average rate of 1.3793 to the December average rate of 1.4049, the exchange rate registered a net change of 1.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.4236 was down 1.70% compared to the 2020 peak of 1.4483, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 7,118 NPR
2020 Average 6,984 NPR
Yearly Trough Low 6,814 NPR
Transaction Impact: A difference of 304.07 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.4085
1.3683
JanuMarcMayJulySeptNove

BDT to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.3829, compared to 1.3954 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0126 points.

H1 Avg (JanтАУJun) 1.3829
H2 Avg (JulтАУDec) 1.3954

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0449 NPR (High: 1.4226 / Low: 1.3777). On the other end, July was the most stable month, with a tight range of 0.0122 NPR (High: 1.4127 / Low: 1.4005).

April Spread (Volatile) ┬▒0.0449
July Spread (Stable) ┬▒0.0122

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0216 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0216

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.4049) against the same month in 2020 (average: 1.3893), the exchange rate shifted by +0.0157 (+1.13%).

2021 Avg (December) 1.4049
2020 Avg (December) 1.3893

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 1.3882 1.3723 1.3793
February 1.3803 1.3645 1.3716
March 1.3894 1.3628 1.3727
April 1.4226 1.3777 1.4035
May 1.4060 1.3684 1.3819
June 1.4028 1.3738 1.3883
July 1.4127 1.4005 1.4051
August 1.4038 1.3697 1.3955
September 1.3861 1.3715 1.3794
October 1.4104 1.3849 1.3991
November 1.4006 1.3807 1.3885
December 1.4236 1.3872 1.4049