YEARLY HIGH
1236.6498 BIF
YEARLY LOW
1141.9481 BIF
YEARLY AVERAGE
1194.1751 BIF

2021 BGN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 1236.6498. Conversely, the yearly low was recorded on November 24, dropping to 1141.9481.

This high-to-low spread represents a total annual volatility of 94.7017 BIF. From a start-to-finish perspective, comparing the January average rate of 1211.4483 to the December average rate of 1154.1264, the exchange rate registered a net change of -4.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1236.6498 was up 1.39% compared to the 2020 peak of 1219.6731, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 6,183,249 BIF
2020 Average 5,589,370 BIF
Yearly Trough Low 5,709,740 BIF
Transaction Impact: A difference of 473,508.63 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1229.5857
1147.2665
JanuMarcMayJulySeptNove

BGN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1206.9920, compared to 1181.3583 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 25.6337 points.

H1 Avg (JanтАУJun) 1206.9920
H2 Avg (JulтАУDec) 1181.3583

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 47.5214 BIF (High: 1216.3841 / Low: 1168.8627). On the other end, July was the most stable month, with a tight range of 13.5193 BIF (High: 1205.4435 / Low: 1191.9242).

April Spread (Volatile) ┬▒47.5214
July Spread (Stable) ┬▒13.5193

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 19.1763 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -19.1763

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 1222.7258) against the same month in 2020 (average: 1061.7717), the exchange rate shifted by +160.9541 (+15.16%).

2021 Avg (May) 1222.7258
2020 Avg (May) 1061.7717

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 1224.1451 1198.8114 1211.4483
February 1216.0675 1193.9668 1206.5066
March 1206.1799 1169.8652 1189.2227
April 1216.3841 1168.8627 1194.5016
May 1236.6498 1200.3504 1222.7258
June 1235.2884 1199.8734 1217.5469
July 1205.4435 1191.9242 1198.3705
August 1204.4637 1182.6375 1193.7096
September 1206.2639 1178.5620 1197.7824
October 1190.8517 1171.8857 1181.4174
November 1181.3893 1141.9481 1162.7434
December 1163.2093 1148.5113 1154.1264