YEARLY HIGH
4.3497 BOB
YEARLY LOW
3.9504 BOB
YEARLY AVERAGE
4.1762 BOB

2021 BGN to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 4.3497. Conversely, the yearly low was recorded on November 24, dropping to 3.9504.

This high-to-low spread represents a total annual volatility of 0.3993 BOB. From a start-to-finish perspective, comparing the January average rate of 4.2879 to the December average rate of 3.9865, the exchange rate registered a net change of -7.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.3497 was up 0.68% compared to the 2020 peak of 4.3204, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 21,749 BOB
2020 Average 20,145 BOB
Yearly Trough Low 19,752 BOB
Transaction Impact: A difference of 1,996.72 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.3181
3.9563
JanuMarcMayJulySeptNove

BGN to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 4.2542, compared to 4.0983 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.1559 points.

H1 Avg (JanтАУJun) 4.2542
H2 Avg (JulтАУDec) 4.0983

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.1654 BOB (High: 4.3497 / Low: 4.1844). On the other end, December was the most stable month, with a tight range of 0.0410 BOB (High: 4.0069 / Low: 3.9659).

June Spread (Volatile) ┬▒0.1654
December Spread (Stable) ┬▒0.0410

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0835 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0835

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 4.2572) against the same month in 2020 (average: 3.9749), the exchange rate shifted by +0.2823 (+7.10%).

2021 Avg (June) 4.2572
2020 Avg (June) 3.9749

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Month High Low Average
January 4.3334 4.2513 4.2879
February 4.2981 4.2328 4.2730
March 4.2676 4.1353 4.2010
April 4.2799 4.1478 4.2212
May 4.3234 4.2364 4.2848
June 4.3497 4.1844 4.2572
July 4.2056 4.1469 4.1737
August 4.1888 4.1219 4.1535
September 4.1949 4.0885 4.1575
October 4.1230 4.0704 4.0937
November 4.0953 3.9504 4.0249
December 4.0069 3.9659 3.9865