YEARLY HIGH
2.4133 PLN
YEARLY LOW
2.2789 PLN
YEARLY AVERAGE
2.3339 PLN

2021 BGN to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 2.4133. Conversely, the yearly low was recorded on June 8, dropping to 2.2789.

This high-to-low spread represents a total annual volatility of 0.1344 PLN. From a start-to-finish perspective, comparing the January average rate of 2.3196 to the December average rate of 2.3583, the exchange rate registered a net change of 1.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.4133 was up 1.91% compared to the 2020 peak of 2.3681, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 12,067 PLN
2020 Average 11,359 PLN
Yearly Trough Low 11,395 PLN
Transaction Impact: A difference of 671.91 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.3864
2.2914
JanuMarcMayJulySeptNove

BGN to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 2.3196, compared to 2.3482 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0286 points.

H1 Avg (JanтАУJun) 2.3196
H2 Avg (JulтАУDec) 2.3482

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0775 PLN (High: 2.3826 / Low: 2.3051). On the other end, December was the most stable month, with a tight range of 0.0307 PLN (High: 2.3717 / Low: 2.3410).

September Spread (Volatile) ┬▒0.0775
December Spread (Stable) ┬▒0.0307

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0209 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0209

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 2.3785) against the same month in 2020 (average: 2.2980), the exchange rate shifted by +0.0805 (+3.50%).

2021 Avg (November) 2.3785
2020 Avg (November) 2.2980

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 2.3443 2.3060 2.3196
February 2.3209 2.2894 2.2993
March 2.3854 2.3147 2.3523
April 2.3540 2.3150 2.3314
May 2.3395 2.2854 2.3125
June 2.3295 2.2789 2.3025
July 2.3526 2.2991 2.3315
August 2.3439 2.3127 2.3355
September 2.3826 2.3051 2.3374
October 2.3638 2.3247 2.3480
November 2.4133 2.3406 2.3785
December 2.3717 2.3410 2.3583