YEARLY HIGH
0.0115 CZK
YEARLY LOW
0.0105 CZK
YEARLY AVERAGE
0.0110 CZK

2021 BIF to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 0.0115. Conversely, the yearly low was recorded on May 25, dropping to 0.0105.

This high-to-low spread represents a total annual volatility of 0.0009 CZK. From a start-to-finish perspective, comparing the January average rate of 0.0110 to the December average rate of 0.0112, the exchange rate registered a net change of 1.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0115 was down 16.89% compared to the 2020 peak of 0.0138, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 57 CZK
2020 Average 61 CZK
Yearly Trough Low 53 CZK
Transaction Impact: A difference of 4.68 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0113
0.0106
JanuMarcMayJulySeptNove

BIF to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.0110, compared to 0.0110 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0001 points.

H1 Avg (JanтАУJun) 0.0110
H2 Avg (JulтАУDec) 0.0110

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0005 CZK (High: 0.0115 / Low: 0.0109). On the other end, October was the most stable month, with a tight range of 0.0002 CZK (High: 0.0111 / Low: 0.0109).

November Spread (Volatile) ┬▒0.0005
October Spread (Stable) ┬▒0.0002

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0112) against the same month in 2020 (average: 0.0115), the exchange rate shifted by -0.0004 (-3.05%).

2021 Avg (November) 0.0112
2020 Avg (November) 0.0115

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Month High Low Average
January 0.0111 0.0109 0.0110
February 0.0112 0.0108 0.0110
March 0.0114 0.0111 0.0113
April 0.0114 0.0108 0.0111
May 0.0110 0.0105 0.0107
June 0.0109 0.0105 0.0107
July 0.0110 0.0108 0.0109
August 0.0110 0.0108 0.0109
September 0.0110 0.0108 0.0108
October 0.0111 0.0109 0.0110
November 0.0115 0.0109 0.0112
December 0.0113 0.0109 0.0112