YEARLY HIGH
0.0512 HTG
YEARLY LOW
0.0366 HTG
YEARLY AVERAGE
0.0454 HTG

2021 BIF to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 0.0512. Conversely, the yearly low was recorded on January 12, dropping to 0.0366.

This high-to-low spread represents a total annual volatility of 0.0146 HTG. From a start-to-finish perspective, comparing the January average rate of 0.0375 to the December average rate of 0.0504, the exchange rate registered a net change of 34.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0512 was down 12.59% compared to the 2020 peak of 0.0585, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 256 HTG
2020 Average 246 HTG
Yearly Trough Low 183 HTG
Transaction Impact: A difference of 72.85 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0517
0.0362
JanuMarcMayJulySeptNove

BIF to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.0414, compared to 0.0493 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0079 points.

H1 Avg (JanтАУJun) 0.0414
H2 Avg (JulтАУDec) 0.0493

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0031 HTG (High: 0.0438 / Low: 0.0407). On the other end, November was the most stable month, with a tight range of 0.0008 HTG (High: 0.0500 / Low: 0.0492).

April Spread (Volatile) ┬▒0.0031
November Spread (Stable) ┬▒0.0008

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0003 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0504) against the same month in 2020 (average: 0.0360), the exchange rate shifted by +0.0144 (+39.92%).

2021 Avg (December) 0.0504
2020 Avg (December) 0.0360

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.0381 0.0366 0.0375
February 0.0391 0.0369 0.0378
March 0.0411 0.0386 0.0400
April 0.0438 0.0407 0.0421
May 0.0464 0.0433 0.0448
June 0.0474 0.0452 0.0466
July 0.0484 0.0459 0.0477
August 0.0502 0.0471 0.0490
September 0.0503 0.0483 0.0494
October 0.0508 0.0491 0.0499
November 0.0500 0.0492 0.0496
December 0.0512 0.0494 0.0504