2021 BIF to JMD Historical Review

YEARLY HIGH

0.0787 JMD

YEARLY LOW

0.0730 JMD

YEARLY AVERAGE

0.0763 JMD

2021 BIF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 0.0787. Conversely, the yearly low was recorded on January 5, dropping to 0.0730.

This high-to-low spread represents a total annual volatility of 0.0057 JMD. From a start-to-finish perspective, comparing the January average rate of 0.0741 to the December average rate of 0.0773, the exchange rate registered a net change of 4.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0787 was up 0.87% compared to the 2020 peak of 0.0781, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 394 JMD

2020 Average 371 JMD

Yearly Trough Low 365 JMD

Transaction Impact: A difference of 28.47 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0784

0.0737

JanuMarcMayJulySeptNove

BIF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0758, compared to 0.0768 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0758

H2 Avg (Jul–Dec) 0.0768

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0042 JMD (High: 0.0787 / Low: 0.0745). On the other end, November was the most stable month, with a tight range of 0.0009 JMD (High: 0.0784 / Low: 0.0775).

April Spread (Volatile) ±0.0042

November Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0025 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.0765) against the same month in 2020 (average: 0.0725), the exchange rate shifted by +0.0040 (+5.51%).

2021 Avg (April) 0.0765

2020 Avg (April) 0.0725

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	0.0754	0.0730	0.0741
February	0.0778	0.0755	0.0768
March	0.0773	0.0739	0.0754
April	0.0787	0.0745	0.0765
May	0.0787	0.0754	0.0765
June	0.0761	0.0750	0.0756
July	0.0783	0.0752	0.0771
August	0.0782	0.0763	0.0776
September	0.0763	0.0740	0.0751
October	0.0775	0.0735	0.0754
November	0.0784	0.0775	0.0780
December	0.0781	0.0768	0.0773

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा