YEARLY HIGH
0.0568 KES
YEARLY LOW
0.0540 KES
YEARLY AVERAGE
0.0555 KES

2021 BIF to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 0.0568. Conversely, the yearly low was recorded on May 10, dropping to 0.0540.

This high-to-low spread represents a total annual volatility of 0.0028 KES. From a start-to-finish perspective, comparing the January average rate of 0.0565 to the December average rate of 0.0566, the exchange rate registered a net change of 0.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0568 was down 1.27% compared to the 2020 peak of 0.0575, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 284 KES
2020 Average 278 KES
Yearly Trough Low 270 KES
Transaction Impact: A difference of 13.86 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0568
0.0543
JanuMarcMayJulySeptNove

BIF to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.0555, compared to 0.0556 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0001 points.

H1 Avg (JanтАУJun) 0.0555
H2 Avg (JulтАУDec) 0.0556

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0013 KES (High: 0.0559 / Low: 0.0546). On the other end, December was the most stable month, with a tight range of 0.0002 KES (High: 0.0567 / Low: 0.0565).

April Spread (Volatile) ┬▒0.0013
December Spread (Stable) ┬▒0.0002

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0008 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0565) against the same month in 2020 (average: 0.0536), the exchange rate shifted by +0.0028 (+5.27%).

2021 Avg (January) 0.0565
2020 Avg (January) 0.0536

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 0.0568 0.0562 0.0565
February 0.0567 0.0558 0.0562
March 0.0563 0.0558 0.0561
April 0.0559 0.0546 0.0553
May 0.0553 0.0540 0.0546
June 0.0546 0.0543 0.0545
July 0.0548 0.0543 0.0546
August 0.0554 0.0547 0.0551
September 0.0555 0.0552 0.0554
October 0.0558 0.0554 0.0556
November 0.0565 0.0558 0.0562
December 0.0567 0.0565 0.0566