YEARLY HIGH
6.2099 HRK
YEARLY LOW
5.6283 HRK
YEARLY AVERAGE
5.8529 HRK

2012 BMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 6.2099. Conversely, the yearly low was recorded on February 28, dropping to 5.6283.

This high-to-low spread represents a total annual volatility of 0.5816 HRK. From a start-to-finish perspective, comparing the January average rate of 5.8575 to the December average rate of 5.7422, the exchange rate registered a net change of -1.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 6.2099 was up 6.39% compared to the 2011 peak of 5.8371, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 31,050 HRK
2011 Average 26,745 HRK
Yearly Trough Low 28,142 HRK
Transaction Impact: A difference of 2,908.14 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

6.1470
5.6557
JanuMarcMayJulySeptNove

BMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 5.8179, compared to 5.8879 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0700 points.

H1 Avg (JanтАУJun) 5.8179
H2 Avg (JulтАУDec) 5.8879

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.4413 HRK (High: 6.1061 / Low: 5.6648). On the other end, April was the most stable month, with a tight range of 0.1055 HRK (High: 5.7354 / Low: 5.6299).

May Spread (Volatile) ┬▒0.4413
April Spread (Stable) ┬▒0.1055

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2641 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2641

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 6.1061) against the same month in 2011 (average: 5.2005), the exchange rate shifted by +0.9055 (+17.41%).

2012 Avg (July) 6.1061
2011 Avg (July) 5.2005

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 5.9673 5.7430 5.8575
February 5.8279 5.6283 5.7344
March 5.7719 5.6285 5.7091
April 5.7354 5.6299 5.6966
May 6.1061 5.6648 5.8877
June 6.1183 5.9377 6.0221
July 6.2099 5.9537 6.1061
August 6.1335 5.9307 6.0388
September 5.9409 5.6412 5.7747
October 5.8377 5.7276 5.7879
November 5.9337 5.8024 5.8778
December 5.8211 5.6832 5.7422