YEARLY HIGH
1.3525 MAD
YEARLY LOW
1.2667 MAD
YEARLY AVERAGE
1.3023 MAD

2021 BOB to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 1.3525. Conversely, the yearly low was recorded on June 7, dropping to 1.2667.

This high-to-low spread represents a total annual volatility of 0.0858 MAD. From a start-to-finish perspective, comparing the January average rate of 1.2925 to the December average rate of 1.3414, the exchange rate registered a net change of 3.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.3525 was down 9.47% compared to the 2020 peak of 1.4940, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 6,762 MAD
2020 Average 6,878 MAD
Yearly Trough Low 6,333 MAD
Transaction Impact: A difference of 429.08 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.3474
1.2756
JanuMarcMayJulySeptNove

BOB to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.2921, compared to 1.3124 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0203 points.

H1 Avg (JanтАУJun) 1.2921
H2 Avg (JulтАУDec) 1.3124

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0312 MAD (High: 1.3431 / Low: 1.3119). On the other end, October was the most stable month, with a tight range of 0.0082 MAD (High: 1.3158 / Low: 1.3076).

November Spread (Volatile) ┬▒0.0312
October Spread (Stable) ┬▒0.0082

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0139 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0139

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.3414) against the same month in 2020 (average: 1.3029), the exchange rate shifted by +0.0384 (+2.95%).

2021 Avg (December) 1.3414
2020 Avg (December) 1.3029

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 1.3026 1.2801 1.2925
February 1.3030 1.2867 1.2947
March 1.3137 1.2935 1.3039
April 1.3115 1.2855 1.2970
May 1.2990 1.2743 1.2831
June 1.2930 1.2667 1.2816
July 1.3015 1.2883 1.2953
August 1.3062 1.2883 1.2994
September 1.3128 1.2921 1.2992
October 1.3158 1.3076 1.3116
November 1.3431 1.3119 1.3276
December 1.3525 1.3323 1.3414