YEARLY HIGH
7.4282 PHP
YEARLY LOW
6.8320 PHP
YEARLY AVERAGE
7.1368 PHP

2021 BOB to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 7.4282. Conversely, the yearly low was recorded on June 7, dropping to 6.8320.

This high-to-low spread represents a total annual volatility of 0.5962 PHP. From a start-to-finish perspective, comparing the January average rate of 6.9772 to the December average rate of 7.2921, the exchange rate registered a net change of 4.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 7.4282 was down 1.19% compared to the 2020 peak of 7.5177, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 37,141 PHP
2020 Average 35,933 PHP
Yearly Trough Low 34,160 PHP
Transaction Impact: A difference of 2,980.93 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

7.3852
6.8987
JanuMarcMayJulySeptNove

BOB to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 6.9856, compared to 7.2879 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.3023 points.

H1 Avg (JanтАУJun) 6.9856
H2 Avg (JulтАУDec) 7.2879

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.2858 PHP (High: 7.3896 / Low: 7.1038). On the other end, April was the most stable month, with a tight range of 0.0731 PHP (High: 7.0454 / Low: 6.9724).

July Spread (Volatile) ┬▒0.2858
April Spread (Stable) ┬▒0.0731

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0764 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0764

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 7.2921) against the same month in 2020 (average: 6.9747), the exchange rate shifted by +0.3173 (+4.55%).

2021 Avg (December) 7.2921
2020 Avg (December) 6.9747

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 6.9995 6.9198 6.9772
February 7.0946 6.9303 6.9907
March 7.0544 6.9741 7.0271
April 7.0454 6.9724 7.0157
May 6.9884 6.9040 6.9392
June 7.0684 6.8320 6.9637
July 7.3896 7.1038 7.2490
August 7.3465 7.0697 7.2720
September 7.4083 7.1919 7.2730
October 7.3674 7.2875 7.3446
November 7.3519 7.2233 7.2969
December 7.4282 7.1846 7.2921