YEARLY HIGH
0.8659 BGN
YEARLY LOW
0.7876 BGN
YEARLY AVERAGE
0.8206 BGN

2021 BZD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BZD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.8659. Conversely, the yearly low was recorded on January 6, dropping to 0.7876.

This high-to-low spread represents a total annual volatility of 0.0783 BGN. From a start-to-finish perspective, comparing the January average rate of 0.7968 to the December average rate of 0.8586, the exchange rate registered a net change of 7.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8659 was down 5.07% compared to the 2020 peak of 0.9122, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 4,329 BGN
2020 Average 4,258 BGN
Yearly Trough Low 3,938 BGN
Transaction Impact: A difference of 391.72 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8647
0.7907
JanuMarcMayJulySeptNove

BZD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.8053, compared to 0.8359 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0306 points.

H1 Avg (JanтАУJun) 0.8053
H2 Avg (JulтАУDec) 0.8359

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0294 BGN (High: 0.8659 / Low: 0.8365). On the other end, July was the most stable month, with a tight range of 0.0080 BGN (High: 0.8249 / Low: 0.8169).

November Spread (Volatile) ┬▒0.0294
July Spread (Stable) ┬▒0.0080

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0127 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0127

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.8509) against the same month in 2020 (average: 0.8194), the exchange rate shifted by +0.0316 (+3.85%).

2021 Avg (November) 0.8509
2020 Avg (November) 0.8194

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.8034 0.7876 0.7968
February 0.8104 0.7970 0.8020
March 0.8290 0.8027 0.8160
April 0.8271 0.8012 0.8117
May 0.8082 0.7924 0.7991
June 0.8187 0.7934 0.8062
July 0.8249 0.8169 0.8207
August 0.8323 0.8172 0.8245
September 0.8379 0.8164 0.8237
October 0.8417 0.8309 0.8368
November 0.8659 0.8365 0.8509
December 0.8625 0.8543 0.8586