YEARLY HIGH
3.0641 GHS
YEARLY LOW
2.8417 GHS
YEARLY AVERAGE
2.9386 GHS

2021 BZD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BZD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 3.0641. Conversely, the yearly low was recorded on March 8, dropping to 2.8417.

This high-to-low spread represents a total annual volatility of 0.2224 GHS. From a start-to-finish perspective, comparing the January average rate of 2.9025 to the December average rate of 3.0471, the exchange rate registered a net change of 4.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.0641 was up 3.46% compared to the 2020 peak of 2.9617, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 15,320 GHS
2020 Average 14,231 GHS
Yearly Trough Low 14,208 GHS
Transaction Impact: A difference of 1,112.06 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.0667
2.8307
JanuMarcMayJulySeptNove

BZD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 2.8736, compared to 3.0037 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.1301 points.

H1 Avg (JanтАУJun) 2.8736
H2 Avg (JulтАУDec) 3.0037

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0642 GHS (High: 2.9676 / Low: 2.9034). On the other end, April was the most stable month, with a tight range of 0.0119 GHS (High: 2.8716 / Low: 2.8597).

July Spread (Volatile) ┬▒0.0642
April Spread (Stable) ┬▒0.0119

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0280 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0280

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 3.0471) against the same month in 2020 (average: 2.9111), the exchange rate shifted by +0.1360 (+4.67%).

2021 Avg (December) 3.0471
2020 Avg (December) 2.9111

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 2.9271 2.8911 2.9025
February 2.8930 2.8526 2.8745
March 2.8687 2.8417 2.8503
April 2.8716 2.8597 2.8669
May 2.8752 2.8582 2.8643
June 2.9010 2.8681 2.8829
July 2.9676 2.9034 2.9449
August 3.0014 2.9518 2.9861
September 3.0064 2.9568 2.9929
October 3.0283 2.9984 3.0122
November 3.0507 3.0263 3.0389
December 3.0641 3.0201 3.0471