YEARLY HIGH
12.7393 ZAR
YEARLY LOW
11.1093 ZAR
YEARLY AVERAGE
11.7929 ZAR

2021 CAD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CAD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 12.7393. Conversely, the yearly low was recorded on June 5, dropping to 11.1093.

This high-to-low spread represents a total annual volatility of 1.6301 ZAR. From a start-to-finish perspective, comparing the January average rate of 11.8780 to the December average rate of 12.4058, the exchange rate registered a net change of 4.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 12.7393 was down 6.23% compared to the 2020 peak of 13.5862, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 63,697 ZAR
2020 Average 61,329 ZAR
Yearly Trough Low 55,546 ZAR
Transaction Impact: A difference of 8,150.26 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

12.5082
11.2795
JanuMarcMayJulySeptNove

CAD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 11.6569, compared to 11.9289 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.2720 points.

H1 Avg (JanтАУJun) 11.6569
H2 Avg (JulтАУDec) 11.9289

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.7497 ZAR (High: 12.7393 / Low: 11.9896). On the other end, July was the most stable month, with a tight range of 0.4231 ZAR (High: 11.8177 / Low: 11.3946).

November Spread (Volatile) ┬▒0.7497
July Spread (Stable) ┬▒0.4231

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3824 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3824

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 12.3682) against the same month in 2020 (average: 11.8677), the exchange rate shifted by +0.5005 (+4.22%).

2021 Avg (November) 12.3682
2020 Avg (November) 11.8677

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Month High Low Average
January 12.1681 11.5022 11.8780
February 11.9159 11.4349 11.6319
March 12.2699 11.7509 11.9205
April 11.7977 11.2917 11.5381
May 11.7925 11.3477 11.5910
June 11.5848 11.1093 11.3819
July 11.8177 11.3946 11.5964
August 11.9714 11.4225 11.7386
September 11.9171 11.1788 11.5073
October 12.3091 11.6907 11.9574
November 12.7393 11.9896 12.3682
December 12.6190 12.1370 12.4058