YEARLY HIGH
0.0034 HRK
YEARLY LOW
0.0031 HRK
YEARLY AVERAGE
0.0032 HRK

2021 CDF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CDF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0034. Conversely, the yearly low was recorded on May 25, dropping to 0.0031.

This high-to-low spread represents a total annual volatility of 0.0003 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0031 to the December average rate of 0.0033, the exchange rate registered a net change of 5.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0034 was down 19.55% compared to the 2020 peak of 0.0042, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 17 HRK
2020 Average 18 HRK
Yearly Trough Low 15 HRK
Transaction Impact: A difference of 1.47 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0033
0.0031
JanuMarcMayJulySeptNove

CDF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.0032, compared to 0.0032 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0001 points.

H1 Avg (JanтАУJun) 0.0032
H2 Avg (JulтАУDec) 0.0032

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0001 HRK (High: 0.0034 / Low: 0.0032). On the other end, February was the most stable month, with a tight range of 0.0001 HRK (High: 0.0032 / Low: 0.0031).

November Spread (Volatile) ┬▒0.0001
February Spread (Stable) ┬▒0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0033) against the same month in 2020 (average: 0.0032), the exchange rate shifted by +0.0001 (+4.67%).

2021 Avg (December) 0.0033
2020 Avg (December) 0.0032

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Month High Low Average
January 0.0032 0.0031 0.0031
February 0.0032 0.0031 0.0032
March 0.0032 0.0032 0.0032
April 0.0033 0.0031 0.0032
May 0.0031 0.0031 0.0031
June 0.0032 0.0031 0.0031
July 0.0032 0.0031 0.0032
August 0.0032 0.0032 0.0032
September 0.0032 0.0032 0.0032
October 0.0033 0.0032 0.0032
November 0.0034 0.0032 0.0033
December 0.0034 0.0033 0.0033