YEARLY HIGH
4.1925 GEL
YEARLY LOW
3.4685 GEL
YEARLY AVERAGE
3.8092 GEL

2021 EUR to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the EUR to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 4.1925. Conversely, the yearly low was recorded on December 19, dropping to 3.4685.

This high-to-low spread represents a total annual volatility of 0.7240 GEL. From a start-to-finish perspective, comparing the January average rate of 4.0187 to the December average rate of 3.5014, the exchange rate registered a net change of -12.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.1925 was up 3.61% compared to the 2020 peak of 4.0464, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 20,962 GEL
2020 Average 17,797 GEL
Yearly Trough Low 17,342 GEL
Transaction Impact: A difference of 3,620.01 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.1696
3.4407
JanuMarcMayJulySeptNove

EUR to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 3.9999, compared to 3.6185 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.3814 points.

H1 Avg (JanтАУJun) 3.9999
H2 Avg (JulтАУDec) 3.6185

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.2434 GEL (High: 3.9829 / Low: 3.7395). On the other end, August was the most stable month, with a tight range of 0.0521 GEL (High: 3.6802 / Low: 3.6281).

June Spread (Volatile) ┬▒0.2434
August Spread (Stable) ┬▒0.0521

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3013 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.3013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 4.1089) against the same month in 2020 (average: 3.4589), the exchange rate shifted by +0.6500 (+18.79%).

2021 Avg (April) 4.1089
2020 Avg (April) 3.4589

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 4.0840 3.9819 4.0187
February 4.0465 3.9672 4.0081
March 4.0183 3.9451 3.9700
April 4.1925 4.0276 4.1089
May 4.1842 3.9738 4.0975
June 3.9829 3.7395 3.7963
July 3.7492 3.6290 3.6919
August 3.6802 3.6281 3.6494
September 3.6882 3.5997 3.6581
October 3.6799 3.6057 3.6334
November 3.6713 3.4842 3.5771
December 3.5372 3.4685 3.5014