YEARLY HIGH
18.8358 NAD
YEARLY LOW
16.2886 NAD
YEARLY AVERAGE
17.4866 NAD

2021 EUR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the EUR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 18.8358. Conversely, the yearly low was recorded on June 18, dropping to 16.2886.

This high-to-low spread represents a total annual volatility of 2.5473 NAD. From a start-to-finish perspective, comparing the January average rate of 18.3496 to the December average rate of 17.9821, the exchange rate registered a net change of -2.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 18.8358 was down 11.63% compared to the 2020 peak of 21.3148, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 94,179 NAD
2020 Average 94,027 NAD
Yearly Trough Low 81,443 NAD
Transaction Impact: A difference of 12,736.36 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

18.5189
16.4875
JanuMarcMayJulySeptNove

EUR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 17.5041, compared to 17.4690 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0351 points.

H1 Avg (JanтАУJun) 17.5041
H2 Avg (JulтАУDec) 17.4690

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.7095 NAD (High: 18.3617 / Low: 16.6521). On the other end, April was the most stable month, with a tight range of 0.4164 NAD (High: 17.5575 / Low: 17.1412).

November Spread (Volatile) ┬▒1.7095
April Spread (Stable) ┬▒0.4164

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.5315 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.5315

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 18.3496) against the same month in 2020 (average: 15.9407), the exchange rate shifted by +2.4089 (+15.11%).

2021 Avg (January) 18.3496
2020 Avg (January) 15.9407

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 18.8358 17.8263 18.3496
February 18.1863 17.5407 17.8182
March 18.4400 17.3350 17.8270
April 17.5575 17.1412 17.3137
May 17.4245 16.7885 17.0593
June 17.0533 16.2886 16.6568
July 17.6470 16.9404 17.1924
August 17.9135 16.7799 17.2981
September 17.7333 16.8568 17.4505
October 17.6637 16.7750 17.2511
November 18.3617 16.6521 17.6399
December 18.3014 17.5945 17.9821