YEARLY HIGH
2.7981 TOP
YEARLY LOW
2.5426 TOP
YEARLY AVERAGE
2.6807 TOP

2021 EUR to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the EUR to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 2.7981. Conversely, the yearly low was recorded on November 22, dropping to 2.5426.

This high-to-low spread represents a total annual volatility of 0.2555 TOP. From a start-to-finish perspective, comparing the January average rate of 2.7754 to the December average rate of 2.5830, the exchange rate registered a net change of -6.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.7981 was down 0.14% compared to the 2020 peak of 2.8021, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 13,990 TOP
2020 Average 13,140 TOP
Yearly Trough Low 12,713 TOP
Transaction Impact: A difference of 1,277.35 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.7961
2.5548
JanuMarcMayJulySeptNove

EUR to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 2.7354, compared to 2.6261 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.1093 points.

H1 Avg (JanтАУJun) 2.7354
H2 Avg (JulтАУDec) 2.6261

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0849 TOP (High: 2.7686 / Low: 2.6837). On the other end, December was the most stable month, with a tight range of 0.0230 TOP (High: 2.5982 / Low: 2.5751).

March Spread (Volatile) ┬▒0.0849
December Spread (Stable) ┬▒0.0230

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0627 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0627

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2.7754) against the same month in 2020 (average: 2.5502), the exchange rate shifted by +0.2252 (+8.83%).

2021 Avg (January) 2.7754
2020 Avg (January) 2.5502

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 2.7981 2.7503 2.7754
February 2.7919 2.7428 2.7760
March 2.7686 2.6837 2.7133
April 2.7464 2.6944 2.7228
May 2.7550 2.7132 2.7350
June 2.7203 2.6550 2.6898
July 2.6902 2.6547 2.6702
August 2.6862 2.6442 2.6644
September 2.6729 2.6293 2.6512
October 2.6353 2.5811 2.6129
November 2.6070 2.5426 2.5749
December 2.5982 2.5751 2.5830