YEARLY HIGH
0.8244 BAM
YEARLY LOW
0.7787 BAM
YEARLY AVERAGE
0.7994 BAM

2021 FJD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the FJD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 0.8244. Conversely, the yearly low was recorded on January 4, dropping to 0.7787.

This high-to-low spread represents a total annual volatility of 0.0456 BAM. From a start-to-finish perspective, comparing the January average rate of 0.7891 to the December average rate of 0.8125, the exchange rate registered a net change of 2.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8244 was up 0.02% compared to the 2020 peak of 0.8242, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 4,122 BAM
2020 Average 3,957 BAM
Yearly Trough Low 3,894 BAM
Transaction Impact: A difference of 228.18 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8191
0.7864
JanuMarcMayJulySeptNove

FJD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.7956, compared to 0.8032 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0076 points.

H1 Avg (JanтАУJun) 0.7956
H2 Avg (JulтАУDec) 0.8032

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0202 BAM (High: 0.8163 / Low: 0.7961). On the other end, December was the most stable month, with a tight range of 0.0092 BAM (High: 0.8173 / Low: 0.8081).

October Spread (Volatile) ┬▒0.0202
December Spread (Stable) ┬▒0.0092

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0067 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.8164) against the same month in 2020 (average: 0.7862), the exchange rate shifted by +0.0302 (+3.84%).

2021 Avg (November) 0.8164
2020 Avg (November) 0.7862

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.7961 0.7787 0.7891
February 0.8064 0.7895 0.7972
March 0.8121 0.7981 0.8036
April 0.8072 0.7918 0.7996
May 0.8011 0.7864 0.7929
June 0.7973 0.7845 0.7916
July 0.8008 0.7894 0.7946
August 0.8037 0.7866 0.7940
September 0.8010 0.7916 0.7957
October 0.8163 0.7961 0.8061
November 0.8244 0.8092 0.8164
December 0.8173 0.8081 0.8125