YEARLY HIGH
389.0692 KMF
YEARLY LOW
68.2441 KMF
YEARLY AVERAGE
71.1596 KMF

2021 GHS to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 389.0692. Conversely, the yearly low was recorded on January 6, dropping to 68.2441.

This high-to-low spread represents a total annual volatility of 320.8251 KMF. From a start-to-finish perspective, comparing the January average rate of 69.1151 to the December average rate of 81.1982, the exchange rate registered a net change of 17.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 389.0692 was down 88.88% compared to the 2020 peak of 3498.9169, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,945,346 KMF
2020 Average 424,017 KMF
Yearly Trough Low 341,220 KMF
Transaction Impact: A difference of 1,604,125.75 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

82.4065
67.9068
JanuMarcMayJulySeptNove

GHS to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 70.5617, compared to 71.7575 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 1.1958 points.

H1 Avg (JanтАУJun) 70.5617
H2 Avg (JulтАУDec) 71.7575

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 318.6654 KMF (High: 389.0692 / Low: 70.4039). On the other end, February was the most stable month, with a tight range of 1.1673 KMF (High: 70.7955 / Low: 69.6281).

December Spread (Volatile) ┬▒318.6654
February Spread (Stable) ┬▒1.1673

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.2223 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.2223

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 81.1982) against the same month in 2020 (average: 179.5832), the exchange rate shifted by -98.3850 (-54.79%).

2021 Avg (December) 81.1982
2020 Avg (December) 179.5832

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Month High Low Average
January 69.8600 68.2441 69.1151
February 70.7955 69.6281 70.2271
March 72.7134 71.2093 72.0623
April 72.7052 70.2496 71.4658
May 71.0412 69.5333 70.2435
June 71.4249 69.3957 70.2561
July 70.9863 69.5409 70.1920
August 70.0249 68.7921 69.3327
September 70.3101 69.0020 69.5113
October 70.5707 69.1168 69.8914
November 71.7482 69.4674 70.4193
December 389.0692 70.4039 81.1982