YEARLY HIGH
5.6035 PHP
YEARLY LOW
3.6164 PHP
YEARLY AVERAGE
4.6593 PHP

2025 GHS to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GHS to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 5.6035. Conversely, the yearly low was recorded on May 11, dropping to 3.6164.

This high-to-low spread represents a total annual volatility of 1.9871 PHP. From a start-to-finish perspective, comparing the January average rate of 3.9142 to the December average rate of 5.1921, the exchange rate registered a net change of 32.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.6035 was up 18.91% compared to the 2024 peak of 4.7123, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 28,017 PHP
2024 Average 19,950 PHP
Yearly Trough Low 18,082 PHP
Transaction Impact: A difference of 9,935.31 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5.6572
3.5089
JanuMarcMayJulySeptNove

GHS to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 4.1157, compared to 5.2028 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 1.0870 points.

H1 Avg (JanтАУJun) 4.1157
H2 Avg (JulтАУDec) 5.2028

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 1.6802 PHP (High: 5.2966 / Low: 3.6164). On the other end, March was the most stable month, with a tight range of 0.0505 PHP (High: 3.7409 / Low: 3.6904).

May Spread (Volatile) ┬▒1.6802
March Spread (Stable) ┬▒0.0505

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.4263 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.4263

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 5.1921) against the same month in 2024 (average: 3.9528), the exchange rate shifted by +1.2393 (+31.35%).

2025 Avg (December) 5.1921
2024 Avg (December) 3.9528

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 4.0007 3.8192 3.9142
February 3.8230 3.7265 3.7512
March 3.7409 3.6904 3.7053
April 3.8813 3.6431 3.6879
May 5.2966 3.6164 4.1576
June 5.5673 5.2995 5.4782
July 5.5509 5.4237 5.4613
August 5.5656 5.1074 5.3009
September 5.4610 4.6341 4.8746
October 5.4453 4.5968 5.0484
November 5.4033 5.1849 5.3392
December 5.6035 5.0885 5.1921