YEARLY HIGH
29.2629 PKR
YEARLY LOW
26.3630 PKR
YEARLY AVERAGE
27.4915 PKR

2021 GHS to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 29.2629. Conversely, the yearly low was recorded on May 9, dropping to 26.3630.

This high-to-low spread represents a total annual volatility of 2.8999 PKR. From a start-to-finish perspective, comparing the January average rate of 27.4371 to the December average rate of 28.9032, the exchange rate registered a net change of 5.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 29.2629 was down 0.19% compared to the 2020 peak of 29.3197, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 146,314 PKR
2020 Average 141,129 PKR
Yearly Trough Low 131,815 PKR
Transaction Impact: A difference of 14,499.50 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

29.1425
26.2715
JanuMarcMayJulySeptNove

GHS to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 27.0169, compared to 27.9661 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.9492 points.

H1 Avg (JanтАУJun) 27.0169
H2 Avg (JulтАУDec) 27.9661

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 1.1453 PKR (High: 27.5480 / Low: 26.4027). On the other end, April was the most stable month, with a tight range of 0.2884 PKR (High: 26.6999 / Low: 26.4115).

March Spread (Volatile) ┬▒1.1453
April Spread (Stable) ┬▒0.2884

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.6741 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.6741

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 28.9032) against the same month in 2020 (average: 27.3135), the exchange rate shifted by +1.5897 (+5.82%).

2021 Avg (December) 28.9032
2020 Avg (December) 27.3135

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 27.5893 27.2882 27.4371
February 27.6138 27.3173 27.5052
March 27.5480 26.4027 27.1849
April 26.6999 26.4115 26.5107
May 26.8075 26.3630 26.5505
June 27.1676 26.6646 26.9133
July 27.3161 26.6671 26.9624
August 27.6260 27.1570 27.3714
September 28.2507 27.5743 27.9247
October 28.6909 28.1088 28.3227
November 28.7491 27.7933 28.3122
December 29.2629 28.4981 28.9032