YEARLY HIGH
4145.2579 STD
YEARLY LOW
3471.6596 STD
YEARLY AVERAGE
3756.7498 STD

2020 GHS to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 4145.2579. Conversely, the yearly low was recorded on December 31, dropping to 3471.6596.

This high-to-low spread represents a total annual volatility of 673.5984 STD. From a start-to-finish perspective, comparing the January average rate of 3814.9160 to the December average rate of 3523.1117, the exchange rate registered a net change of -7.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 4145.2579 was down 4.97% compared to the 2019 peak of 4362.1857, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 20,726,290 STD
2019 Average 19,860,513 STD
Yearly Trough Low 17,358,298 STD
Transaction Impact: A difference of 3,367,991.89 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4134.9648
3467.4887
JanuMarcMayJulySeptNove

GHS to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 3883.4427, compared to 3630.0569 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 253.3858 points.

H1 Avg (JanтАУJun) 3883.4427
H2 Avg (JulтАУDec) 3630.0569

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 252.3684 STD (High: 4085.6285 / Low: 3833.2601). On the other end, May was the most stable month, with a tight range of 35.1048 STD (High: 3835.0706 / Low: 3799.9658).

March Spread (Volatile) ┬▒252.3684
May Spread (Stable) ┬▒35.1048

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 143.0824 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -143.0824

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 4079.3418) against the same month in 2019 (average: 4003.7161), the exchange rate shifted by +75.6257 (+1.89%).

2020 Avg (February) 4079.3418
2019 Avg (February) 4003.7161

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 3920.1436 3774.0568 3814.9160
February 4145.2579 3920.1436 4079.3418
March 4085.6285 3833.2601 3961.6104
April 3876.8991 3785.7659 3818.5280
May 3835.0706 3799.9658 3818.0512
June 3838.3475 3791.7788 3808.2087
July 3802.6461 3703.9556 3773.2750
August 3708.7325 3625.2288 3657.9306
September 3635.9226 3598.7626 3622.9883
October 3630.9786 3582.0656 3611.5016
November 3613.0529 3565.9867 3591.5341
December 3578.8603 3471.6596 3523.1117