YEARLY HIGH
404.7662 TZS
YEARLY LOW
371.7317 TZS
YEARLY AVERAGE
391.0158 TZS

2021 GHS to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 404.7662. Conversely, the yearly low was recorded on December 9, dropping to 371.7317.

This high-to-low spread represents a total annual volatility of 33.0345 TZS. From a start-to-finish perspective, comparing the January average rate of 396.3687 to the December average rate of 374.7594, the exchange rate registered a net change of -5.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 404.7662 was down 6.83% compared to the 2020 peak of 434.4173, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 2,023,831 TZS
2020 Average 2,019,556 TZS
Yearly Trough Low 1,858,658 TZS
Transaction Impact: A difference of 165,172.56 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

406.6120
371.8637
JanuMarcMayJulySeptNove

GHS to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 400.4025, compared to 381.6292 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 18.7733 points.

H1 Avg (JanтАУJun) 400.4025
H2 Avg (JulтАУDec) 381.6292

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 8.8764 TZS (High: 389.0334 / Low: 380.1569). On the other end, April was the most stable month, with a tight range of 2.6946 TZS (High: 402.5868 / Low: 399.8921).

September Spread (Volatile) ┬▒8.8764
April Spread (Stable) ┬▒2.6946

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 8.4337 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -8.4337

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 403.7163) against the same month in 2020 (average: 413.0697), the exchange rate shifted by -9.3534 (-2.26%).

2021 Avg (March) 403.7163
2020 Avg (March) 413.0697

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 398.0233 393.0354 396.3687
February 403.3593 397.7685 400.2782
March 404.7662 401.0811 403.7163
April 402.5868 399.8921 401.2420
May 404.3444 399.9778 401.7496
June 401.1315 396.5047 399.0600
July 396.0910 387.6626 390.6263
August 389.6621 383.3709 385.3267
September 389.0334 380.1569 384.0891
October 381.1414 376.8075 379.2071
November 378.9094 374.4715 375.7667
December 378.7831 371.7317 374.7594