2021 GMD to HRK Historical Review

YEARLY HIGH

0.1283 HRK

YEARLY LOW

0.1185 HRK

YEARLY AVERAGE

0.1236 HRK

2021 GMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.1283. Conversely, the yearly low was recorded on January 6, dropping to 0.1185.

This high-to-low spread represents a total annual volatility of 0.0098 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1203 to the December average rate of 0.1267, the exchange rate registered a net change of 5.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1283 was down 8.60% compared to the 2020 peak of 0.1404, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 642 HRK

2020 Average 642 HRK

Yearly Trough Low 593 HRK

Transaction Impact: A difference of 49.00 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1273

0.1196

JanuMarcMayJulySeptNove

GMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1221, compared to 0.1250 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0029 points.

H1 Avg (Jan–Jun) 0.1221

H2 Avg (Jul–Dec) 0.1250

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0040 HRK (High: 0.1283 / Low: 0.1243). On the other end, February was the most stable month, with a tight range of 0.0015 HRK (High: 0.1227 / Low: 0.1212).

November Spread (Volatile) ±0.0040

February Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0028 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.1263) against the same month in 2020 (average: 0.1233), the exchange rate shifted by +0.0029 (+2.37%).

2021 Avg (November) 0.1263

2020 Avg (November) 0.1233

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	0.1213	0.1185	0.1203
February	0.1227	0.1212	0.1218
March	0.1260	0.1222	0.1242
April	0.1257	0.1217	0.1237
May	0.1228	0.1198	0.1210
June	0.1236	0.1202	0.1218
July	0.1252	0.1234	0.1240
August	0.1255	0.1234	0.1245
September	0.1257	0.1218	0.1238
October	0.1263	0.1237	0.1250
November	0.1283	0.1243	0.1263
December	0.1274	0.1253	0.1267

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा