YEARLY HIGH
0.1771 MAD
YEARLY LOW
0.1702 MAD
YEARLY AVERAGE
0.1745 MAD

2021 GMD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 0.1771. Conversely, the yearly low was recorded on January 6, dropping to 0.1702.

This high-to-low spread represents a total annual volatility of 0.0069 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1724 to the December average rate of 0.1762, the exchange rate registered a net change of 2.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1771 was down 12.48% compared to the 2020 peak of 0.2024, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 886 MAD
2020 Average 922 MAD
Yearly Trough Low 851 MAD
Transaction Impact: A difference of 34.54 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1766
0.1720
JanuMarcMayJulySeptNove

GMD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.1739, compared to 0.1751 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0013 points.

H1 Avg (JanтАУJun) 0.1739
H2 Avg (JulтАУDec) 0.1751

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0040 MAD (High: 0.1760 / Low: 0.1720). On the other end, July was the most stable month, with a tight range of 0.0012 MAD (High: 0.1755 / Low: 0.1743).

September Spread (Volatile) ┬▒0.0040
July Spread (Stable) ┬▒0.0012

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0022 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.1756) against the same month in 2020 (average: 0.1901), the exchange rate shifted by -0.0146 (-7.67%).

2021 Avg (March) 0.1756
2020 Avg (March) 0.1901

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.1742 0.1702 0.1724
February 0.1747 0.1729 0.1739
March 0.1771 0.1739 0.1756
April 0.1769 0.1737 0.1751
May 0.1753 0.1718 0.1729
June 0.1744 0.1721 0.1734
July 0.1755 0.1743 0.1748
August 0.1762 0.1739 0.1754
September 0.1760 0.1720 0.1744
October 0.1761 0.1736 0.1747
November 0.1769 0.1737 0.1754
December 0.1769 0.1753 0.1762