2021 HKD to HNL Historical Review

YEARLY HIGH

3.2094 HNL

YEARLY LOW

3.0441 HNL

YEARLY AVERAGE

3.1016 HNL

2021 HKD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 3.2094. Conversely, the yearly low was recorded on August 21, dropping to 3.0441.

This high-to-low spread represents a total annual volatility of 0.1653 HNL. From a start-to-finish perspective, comparing the January average rate of 3.1271 to the December average rate of 3.1137, the exchange rate registered a net change of -0.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.2094 was down 1.36% compared to the 2020 peak of 3.2537, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 80,235 HNL

2020 Average 79,726 HNL

Yearly Trough Low 76,102 HNL

Transaction Impact: A difference of 4,133.29 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.1343

3.0486

JanuMarcMayJulySeptNove

HKD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1122, compared to 3.0910 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0212 points.

H1 Avg (Jan–Jun) 3.1122

H2 Avg (Jul–Dec) 3.0910

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.1047 HNL (High: 3.2094 / Low: 3.1048). On the other end, November was the most stable month, with a tight range of 0.0164 HNL (High: 3.1079 / Low: 3.0916).

January Spread (Volatile) ±0.1047

November Spread (Stable) ±0.0164

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0261 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0261

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 3.1271) against the same month in 2020 (average: 3.1885), the exchange rate shifted by -0.0614 (-1.93%).

2021 Avg (January) 3.1271

2020 Avg (January) 3.1885

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	3.2094	3.1048	3.1271
February	3.1397	3.1045	3.1266
March	3.1365	3.0948	3.1179
April	3.1105	3.0883	3.1001
May	3.1092	3.0751	3.1025
June	3.1073	3.0792	3.0988
July	3.0905	3.0516	3.0727
August	3.0800	3.0441	3.0558
September	3.1126	3.0702	3.0973
October	3.1145	3.0892	3.1052
November	3.1079	3.0916	3.1011
December	3.1325	3.0960	3.1137

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा