YEARLY HIGH
20.0167 JMD
YEARLY LOW
18.3093 JMD
YEARLY AVERAGE
19.3782 JMD

2021 HKD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 20.0167. Conversely, the yearly low was recorded on January 6, dropping to 18.3093.

This high-to-low spread represents a total annual volatility of 1.7074 JMD. From a start-to-finish perspective, comparing the January average rate of 18.5963 to the December average rate of 19.7953, the exchange rate registered a net change of 6.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 20.0167 was up 3.00% compared to the 2020 peak of 19.4341, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 500,418 JMD
2020 Average 457,572 JMD
Yearly Trough Low 457,733 JMD
Transaction Impact: A difference of 42,684.66 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

20.0897
18.4605
JanuMarcMayJulySeptNove

HKD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 19.1381, compared to 19.6184 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.4803 points.

H1 Avg (JanтАУJun) 19.1381
H2 Avg (JulтАУDec) 19.6184

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 1.0917 JMD (High: 19.8341 / Low: 18.7425). On the other end, November was the most stable month, with a tight range of 0.1714 JMD (High: 20.0167 / Low: 19.8453).

April Spread (Volatile) ┬▒1.0917
November Spread (Stable) ┬▒0.1714

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.5709 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.5709

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 19.9540) against the same month in 2020 (average: 18.9556), the exchange rate shifted by +0.9983 (+5.27%).

2021 Avg (November) 19.9540
2020 Avg (November) 18.9556

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 18.8823 18.3093 18.5963
February 19.5318 18.9236 19.3194
March 19.4622 18.6933 18.9854
April 19.8341 18.7425 19.2472
May 19.8532 19.1731 19.4084
June 19.3819 19.1087 19.2718
July 19.9730 19.1485 19.6682
August 19.9514 19.4548 19.7715
September 19.4942 18.9341 19.2006
October 19.8548 18.7929 19.3207
November 20.0167 19.8453 19.9540
December 19.9727 19.6862 19.7953